# BizNerva

> Operate Smarter. Stay Compliant. Grow Fearlessly.

BizNerva is an always-on compliance operations platform by MorPhoe Tech Inc. It enables organizations to operationalize regulatory requirements and maintain continuous, proactive compliance, even as their business evolves or regulations change.

## Product

BizNerva Compliance is a modular, multi-tenant SaaS platform that auto-detects which regulatory modules apply to an organization based on its profile (state, industry, employee count, risk factors) and provides guided workflows, evidence management, training, and audit-ready exports.

## Compliance Modules

- SB 553 Workplace Violence Prevention (WVPP): California workplace violence prevention plan, training, incident tracking per Labor Code 6401.7
- California Pay Transparency (SB 642): Job posting compliance, pay scale builder, pay equity analysis per Labor Code 432.3
- False Claims Act (FCA): Federal & California False Claims Act compliance — whistleblower portal, billing attestation, investigation management per 31 U.S.C. 3729-3733
- OSHA Programs: Occupational safety and health compliance — safety plans, hazard assessments, training, citations per 29 CFR 1904/1910
- Privacy Law Compliance: CCPA, CPRA, GDPR, HIPAA — privacy policies, DSAR management, breach response, vendor DPAs, consent tracking
- Multi-State Labor Compliance: Automated compliance across 50+ state labor law jurisdictions — wage, leave, posting, classification requirements
- NERC Reliability & CIP Compliance: NERC CIP cybersecurity standards, IBR compliance for electric utilities and energy sector
- Web3 Regulatory Compliance: Digital asset compliance across FinCEN, SEC, MiCA, DORA, NYDFS — SAR filings, custody, AML/KYC
- AI Governance: AI system registry, risk assessment, conformity assessment per EU AI Act, NIST AI RMF 1.0, ISO/IEC 42001:2023
- Underground Storage Tank (UST): Tank management, operator training, release detection per 40 CFR Part 280
- Food Permit & Inspection Readiness: Health permits, food handler certifications, inspection tracking per FDA Food Code 2022
- Tobacco Retail Registration: Per-location tobacco license tracking per FDA Tobacco Control Act, PACT Act
- E-Commerce Marketing Governance: FTC compliance for marketing claims, endorsements, influencer disclosures per FTC Act Section 5
- E-Commerce Checkout Compliance: Subscription terms, cancellation paths, shipping promises per FTC ROSCA (15 U.S.C. § 8403), state auto-renewal laws
- E-Commerce Sales Tax Nexus: State-by-state sales tax nexus tracking per South Dakota v. Wayfair
- E-Commerce UDAP: State consumer protection compliance tracking per state UDAP statutes

## Key Capabilities

- Compliance Determination Engine: Auto-detects applicable modules based on organization profile
- AI-Powered Compliance Assistant: PII-safe, context-aware regulatory guidance, evidence review, gap analysis, and remediation planning grounded in your organization's actual compliance data
- Evidence Vault: File uploads with virus scanning, content disarming, AI audit-readiness review, retention locking
- Inline Document Attachment: Upload and attach evidence directly on any compliance record page
- Audit Binder Export: PDF generation with per-module compliance data and evidence for audits
- Compliance Health Score: Real-time 0-100 scoring with module-specific penalties
- Predictive Alerts: Trend detection, expiration forecasting, deadline notifications
- Multi-Site & Multi-Entity: Location-based compliance management across sites, states, and countries
- Training & Certification: Module-specific training programs with MCQ assessments and certificate generation
- Incident Management: Reporting, investigation, root cause analysis, resolution tracking
- Partner Portal: Full compliance management access for Fractional Compliance Officers (PII redacted)
- HRIS Integration: Sync with Gusto, Rippling, BambooHR, QuickBooks Payroll

## Pricing

BizNerva uses a 3-dimensional pricing model: platform subscription tier + per-module pricing + per-user rates. Subscribe to only the modules and tier your organization needs.

Platform tiers (monthly):
- Single Site — 1 site, 1 state
- Multi-Site — unlimited sites, 1 state
- Multi-State — unlimited sites and states, 1 country
- Multi-Country — global

Module complexity tiers (monthly, per module):
- Basic: Tobacco, UST, Food Safety
- Moderate: WVPP, FCA, Pay Transparency
- Moderate+: Privacy, OSHA
- Advanced: Web3, NERC, Multi-State Labor, AI Governance
- E-Commerce Pack: Privacy + Marketing + Checkout + Sales Tax + UDAP (bundle)

Visit https://biznerva.com/pricing for current pricing.

## Target Audience

- Small businesses needing compliance guidance for a single location
- Growing companies expanding across multiple sites or states
- Multi-state enterprises requiring comprehensive labor, privacy, and safety compliance
- Specialized industries: retail (convenience stores), energy (NERC), healthcare (HIPAA), e-commerce, Web3/crypto
- Fractional Compliance Officers managing multiple client organizations
- Consulting firms offering compliance advisory services

## Security

- Designed to align with SOC 2 Trust Services Criteria (Type II audit planned)
- GDPR-ready: Data Processing Agreement, data subject rights, breach notification support
- CCPA/CPRA-ready: Consumer privacy rights, data deletion, Do Not Sell compliance
- HIPAA-capable: Field-level PII encryption, BAA available for healthcare organizations
- PII-safe AI: No PII is sent to external LLM providers. All data is pre-filtered and safeguarded before any AI processing to provide context-aware, PII-safe compliance guidance and assistance.
- Field-level PII encryption at rest (Supabase Vault) + TLS in transit
- Row-Level Security (RLS) on all tenant tables — full multi-tenant isolation
- MFA/2FA with progressive lockout
- Virus scanning and content disarming on all file uploads
- Comprehensive audit logging with database triggers
- 18+ age enforcement at all entry points

## Company

- Legal entity: MorPhoe Tech Inc.
- Website: https://biznerva.com
- Contact: contact@biznerva.com
- Social: Twitter @biznerva, LinkedIn company/biznerva

## Legal

- Terms of Service: https://biznerva.com/legal/terms
- Privacy Policy: https://biznerva.com/legal/privacy
- Security: https://biznerva.com/security
- DPA: https://biznerva.com/legal/dpa
- Acceptable Use: https://biznerva.com/legal/acceptable-use

## Links

- Platform: https://biznerva.com/platform
- Compliance Modules: https://biznerva.com/compliance
- Pricing: https://biznerva.com/pricing
- Partners: https://biznerva.com/partners
- About: https://biznerva.com/about
- Contact: https://biznerva.com/contact