What changes for you
The program runs itself, so you run the firm
BizNerva determines what your firm owes, tracks it to completion, and turns the documents you already have into an exam-ready record. You fulfill obligations. You do not invent them.
Your obligations are generated, not guessed
From your firm data, BizNerva determines your recurring adviser obligations: the annual review, the Form ADV annual amendment at fiscal-year-end plus 90 days, brochure delivery, the Form CRS accuracy review where it applies, a custody exam if applicable, Reg S-P privacy, marketing review, and books-and-records. Each recurring item arrives with a due date and the rule behind it, and event-driven filings like a Form CRS amendment are triggered by a material change, not a fixed date. You fulfill the list; you never hand-enter it.
Upload what you already have
Drop in your existing policies and procedures, marketing pieces, and code of ethics and get a grounded gap analysis, automatic Vault mapping, and expiry and renewal reminders. Every file runs through a secure pipeline first: virus and content scanning, a PII pre-scan, and sensitivity classification, with a PII-safe extraction mode.
Guided assessments, not blank boxes
The risk assessment is a structured, data-informed matrix pre-populated with an adviser candidate-risk library that maps risks to controls to remediation. The annual review is a guided walk-through that pulls in the year’s evidence and produces exam-ready output.
A guided workflow that shows you exactly what to do next
The Compliance Program, Code of Ethics, and Marketing rules are sequenced in one guided workflow with live readiness for each, so you always know your next move instead of stitching three tools together.
The Problem
Running an adviser program by hand does not scale
- Adviser obligations are easy to miss: the annual review, the Form ADV annual amendment 90 days after fiscal year-end, brochure delivery, the Form CRS review, and books-and-records all sit on different calendars
- Off-the-shelf tools hand you blank forms and generic templates, so the CCO still has to know every requirement and write it from scratch
- Policies, marketing pieces, and personal-trading reports pile up in email and shared drives with no single record an examiner can follow
- The 2023 and 2024 SEC exam sweeps hit Marketing Rule performance and testimonial gaps alongside Code of Ethics personal-trading reporting
- Small and mid-size advisers rarely have a full compliance team, so the CCO wears every hat and nothing has one owner
Inside RIA Compliance
Three SEC pillars, one product
Everything a lean adviser compliance team needs to run the program, the code of ethics, and marketing review, sequenced in one guided workflow and grounded in your own firm data.
Compliance Program (Rule 206(4)-7)
CCO designation, policies and procedures, and the Form ADV calendar in one place, with a guided annual review that assembles the year’s evidence into an exam-ready record instead of a blank template.
Code of Ethics (Rule 204A-1)
A personal-trading cockpit that tracks who owes which holdings and transaction reports and acknowledgments, each by an auto-derived deadline, with access-person designation and pre-clearance.
Marketing Rule (Rule 206(4)-1)
Route each advertising piece through the Marketing Rule review with required-disclosure checks. An advertisement register builds itself, promoters and third-party ratings are tracked, and Form ADV Item 5.L answers derive from the activity you logged.
Obligation engine
Recurring obligations are generated from your firm’s registration and profile, each with a due date and rule citation, then tracked to completion. The firm fulfills obligations; it never invents them.
Assign work and ask the assistant
Assign each task to a real person on your firm, an existing user, so every obligation has an owner. A grounded AI assistant answers compliance and how-to questions from your own setup and the rule, and cites its source.
Exam-ready binder and oversight
One export assembles your program, Code of Ethics, and marketing evidence for an examiner. Partner (FCO) oversight is built in, with PII redaction so an outside compliance partner can review without seeing sensitive personal data.
Audience
Who this is for
- SEC-registered investment advisers, from solo RIAs to mid-size firms
- Chief Compliance Officers who run the program by hand today
- SEC-registered wealth and fintech advisers who need a program that keeps pace with the firm
- Firms preparing for a first or overdue SEC exam across the whole program
Broker-dealer? That is a separate product.
RIA Compliance covers the investment-adviser side under the SEC. Broker-dealer compliance is a distinct product covering the FINRA and SEC obligations that advisers do not carry: registered representatives, Reg BI, and written supervisory procedures and supervisory controls. If your firm is both, the two run side by side on the same platform.
Built to hold up
Explainable, exam-supportable, and honest about its limits
Built for a regulated audience
The product works on your program documents, policies, marketing, and adviser records. It holds no client account data. Sensitive records, including personal-trading and promoter data, are encrypted at rest and scoped to your firm.
Documents pass through a secure pipeline
Every upload is scanned for malware and disarmed, PII pre-scanned, and sensitivity-classified before any review, with a PII-safe extraction mode so a document can be reviewed without exposing personal data.
A person makes every final decision
AI findings are advisory and are not legal advice. The assistant recommends and cites the rule. Your reviewer approves, and the sign-off is logged.
Platform
Built on the BizNerva platform
RIA Compliance is one product at $450/mo during beta, 50% off during beta, billed annually that includes all three adviser pillars. Every BizNerva customer also gets the full platform layer: the AI Assistant, Vault, Workflow Automation, Audit Binder, Determination Engine, Multi-Site Operations, and Integrations.